708 SPANISH MAIN DRIVE, APOLLO BEACH, FL, 33572
Active0 days on marketListed Aug 13, 2026MLS #TB8538209
About this home
708 SPANISH MAIN DRIVE
Experience waterfront living with spectacular sunsets, boating adventures, and relaxing pool days; everything you've been dreaming of is right here. This fully renovated home sits on 100 feet of waterfront and offers the freedom of no HOA and no CDD, giving you the lifestyle flexibility you want right from the start. As soon as you step inside, you'll notice beautiful tile flooring and a spacious, open layout designed for comfortable everyday living and easy entertaining. The large family room is a standout feature, offering wonderful views, plantation shutters, and direct access to the lanai, perfect for gathering with family and friends while keeping the indoor-outdoor connection effortless. The dining room adds even more character with vaulted ceilings and a cozy wood-burning fireplace. It also provides convenient access to the lanai, making meals and hosting feel seamless and inviting. The kitchen has been upgraded with elegant white cabinetry featuring upper crown molding, granite countertops, and newer stainless steel appliances, creating a clean, modern look with plenty of counter and storage space. The primary suite is spacious and comfortable, featuring luxury vinyl plank flooring, generous closet space, and an updated private bathroom with a walk-in stand-up shower. Two additional bedrooms provide plenty of room for family, guests, or a home office, and both include upgraded finishes, new ceiling fans, and abundant natural light. The additional bathroom is also updated, adding to the home's overall move-in-ready feel. Outside, you'll love spending time on the covered, paver lanai- ideal for relaxing in the shade, enjoying your morning coffee, or hosting dinner outdoors. From there, you can jump into the home's large pool, one of the biggest you'll find at a home like this. Boating enthusiasts will appreciate the newer dock with a 20,000 lb boat lift, making it easy to bring your boat and get out on the water quickly. You can be on the bay within minutes to enjoy island hopping, downtown dining and bars, fun days on the water, including game outings by boat, and of course, the sunsets you'll never get tired of. Call today to learn more and schedule your private showing!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,269
Sqft
0.29 ac
Lot size
2
Garage
1981
Year built
One
Levels
$379
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$5,829 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,829/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+19.3%
Days on market
0 vs 52 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Apollo Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Apollo Beach. See the full Apollo Beach guide →
APOLLO BEACH 33572 — neighborhood snapshot
Population
25,045
Median age
43.8
Median income
$113,775
Median home value
$430,900
Avg household
2.59
Households w/ children
3,126
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Apollo Beach market
$460K → $463K
Apollo Beach median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
Median sold price, Apollo Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 96% above the APOLLO BEACH 33572 median. See the full Apollo Beach market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
German Parra Tovar
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 708 SPANISH MAIN DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 708 SPANISH MAIN DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from German's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
708 SPANISH MAIN DRIVE FAQs
What would the monthly payment be for 708 SPANISH MAIN DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,829/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 708 SPANISH MAIN DRIVE?+
The most recent tax bill on record (2025) was $8,535. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 708 SPANISH MAIN DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Apollo Beach?+
At $859,000, this home is listed about 75% above the Apollo Beach median of $489,999. The market section on this page shows how the area is trending.
Which schools are assigned to 708 SPANISH MAIN DRIVE?+
Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$859,000 runs 96% above the APOLLO BEACH 33572 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Listed today in a Apollo Beach market that averages 52 — if it fits, move quickly.
Listing courtesy of CENTURY 21 BEGGINS ENTERPRISES · Andi Simmons. MLS #TB8538209.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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