124 E F ST, FROSTPROOF, FL, 33843
Active60 days on marketListed Jun 12, 2026MLS #P4939028
About this home
124 E F ST
Charming 3 bedroom, 1 bath home with a versatile den (3rd bedroom doesn't have a closet). Situated on a spacious 0.35-acre lot, this inviting home offers over 1,300 square feet of comfortable living space. Step inside to a welcoming entryway that leads to a cozy living room and a formal dining area. The kitchen boasts ample counter space, a lovely backsplash, plenty of cabinets for storage, and space for an eat-in area. Enjoy relaxing on the screened rear porch overlooking the expansive backyard. Additional highlights include a fully fenced yard, storage shed with electricity, a covered front porch, and a two-car driveway. Don't miss this delightful property; schedule an appointment today.
Facts & features
The home at a glance
3
Bedrooms
1
Bathrooms
1,356
Sqft
0.35 ac
Lot size
1951
Year built
One
Levels
$103
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,101 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,101/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−34.1%
$/sqft vs Frostproof actives
$103 vs $196
Days on market
60 vs 56 typical
Where $103/sqft sits among the 58 Frostproof actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lakeside Terrace
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Frostproof. See the full Frostproof guide →
Lakeside Terrace — neighborhood snapshot
Population
119
Median age
65
Median income
$37,250
Avg household
2
Households w/ children
7%
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Frostproof market
$220K → $346K
Frostproof median sold, yr/yr
95.9%
Sale-to-list ratio (12 mo)
29 of 58
Frostproof actives have cut their price
Median sold price, Frostproof, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 186% above the FROSTPROOF 33843 median. See the full Frostproof market guide →
Paper trail
This home's history
Reality check
What actually sold near 124 E F ST
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$97,000
318 CHESNEY BOULEVARD · same community
3 bd · 2 ba · 1,268 sqft · $76/sqft · 25 DOM
Sold · Dec ’25$70,000
249 CHESNEY BOULEVARD · same community
4 bd · 2 ba · 1,208 sqft · $58/sqft · 148 DOM
Sold · Sep ’25$240,000
33 BLACKJACK AVENUE
4 bd · 2 ba · 1,352 sqft · $178/sqft · 20 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
German Parra Tovar
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 124 E F ST — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 124 E F ST — before you fall in love.
See it in person
Schedule a tour
Live availability from German's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
124 E F ST FAQs
What would the monthly payment be for 124 E F ST?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,101/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 124 E F ST?+
The most recent tax bill on record (2025) was $671. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 124 E F ST?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Frostproof?+
At $139,900, this home is listed about 56% below the Frostproof median of $317,500. The market section on this page shows how the area is trending.
Which schools are assigned to 124 E F ST?+
Frostproof Ben Hill Griffin Junior Elementary School (elementary) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of ASSOCIATE REALTY · Chrissi Jasso. MLS #P4939028.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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