217 STARBOARD DRIVE, FLAGLER BEACH, FL, 32136
Active0 days on marketListed Aug 13, 2026MLS #FC320646
About this home
217 STARBOARD DRIVE
If you are looking to soak up the sun and enjoy the beach this summer, don't miss this furnished, move-in-ready 2-bed/2-bath bungalow located across the street from the Atlantic Ocean! For those who love the coastal lifestyle, this home is designed for entertaining: expanded living space features large rooms, closed-in Florida Room and an additional bonus room, both fully climate controlled providing significant square footage for hosting friends. Enjoy peace of mind with all newer windows, cabinets, and flooring. Other updates include a new A/C system installed in 2024 and a brand-new water heater added in 2025 making this truly move in ready! Located in Surfside Estates, an active 55+ community nestled between the Ocean and the Intracoastal Waterway, this is a Resident Owned land share community with no lot rent. Your purchase includes a share of the community, with no lot rent. The $220 monthly maintenance fee includes; High-speed Wi-Fi, internet,cable and yard maintenance. Amenities include access to a heated/cooled pool, fitness room, library, shuffleboard, and rooftop deck. Enjoy a social lifestyle featuring Friday night bingo, card games, water aerobics, pool tables and a large screen TV for the big games.Embrace the outdoor magic! You can walk to the beach for a sunrise or take your golf cart to the community docks to fish while dolphins swim by. The community also offers kayak storage, a BBQ pit, and a gazebo overlooking the Intracoastal Waterway. With the quaint shops and salty breezes of Flagler Beach just minutes away, and essential shopping or hospitals located just over the bridge, everything you need for your permanent vacation is within reach. What are you waiting for? Your relaxed beach lifestyle is calling!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
960
Sqft
0.08 ac
Lot size
1980
Year built
One
Levels
$239
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,013 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,013/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+15.3%
$/sqft vs Flagler Beach actives
$239 vs $315
Days on market
0 vs 62 typical
Where $239/sqft sits among the 121 Flagler Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Flagler Beach
Get to know Flagler Beach. See the full Flagler Beach guide →
FLAGLER BEACH 32136 — neighborhood snapshot
Population
8,303
Median age
59.8
Median income
$72,589
Median home value
$438,300
Avg household
2.09
Households w/ children
609
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Flagler Beach market
$446K → $530K
Flagler Beach median sold, yr/yr
95.7%
Sale-to-list ratio (12 mo)
60 of 121
Flagler Beach actives have cut their price
Median sold price, Flagler Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 46% below the FLAGLER BEACH 32136 median. See the full Flagler Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 217 STARBOARD DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$179,000
237 STARBOARD DRIVE · same community
2 bd · 2 ba · 962 sqft · $186/sqft · 470 DOM
Sold · Nov ’25$180,000
125 ANCHORAGE DRIVE · same community
2 bd · 2 ba · 967 sqft · $186/sqft · 341 DOM
Sold · May ’26$210,000
130 ANCHORAGE DRIVE · same community
2 bd · 2 ba · 949 sqft · $221/sqft · 51 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
German Parra Tovar
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 217 STARBOARD DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 217 STARBOARD DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from German's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
217 STARBOARD DRIVE FAQs
What would the monthly payment be for 217 STARBOARD DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,013/mo — principal and interest, the actual property-tax bill, the $220/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 217 STARBOARD DRIVE?+
The association fee works out to $220 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 217 STARBOARD DRIVE?+
The most recent tax bill on record (2025) was $2,199. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 217 STARBOARD DRIVE?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Flagler Beach?+
At $229,000, this home is listed about 59% below the Flagler Beach median of $553,990. The market section on this page shows how the area is trending.
Which schools are assigned to 217 STARBOARD DRIVE?+
Old Kings Elementary School (elementary), Flagler-Palm Coast High School (high), Buddy Taylor Middle School (middle) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the FLAGLER BEACH 32136 market on paper
$229,000 is 46% below the FLAGLER BEACH 32136 median of $422,000, and at $239/sqft it sits under the Flagler Beach average of $339.
02Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
03Fresh on the market
Listed today in a Flagler Beach market that averages 62 — if it fits, move quickly.
04Strong assigned schools
Old Kings Elementary School, Flagler-Palm Coast High School, Buddy Taylor Middle School — Old Kings Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of STILES REAL ESTATE CO. · Kimberley Hall. MLS #FC320646.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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