German Parra Tovar
$439,0003 bd2.5 ba2,710 sqft$162 /sqft$3,417 /mo all-in ↓

17 WHITE HAVEN LANE, PALM COAST, FL, 32164

Active0 days on marketListed Aug 12, 2026MLS #FC320551

Single Family ResidencePALM COAST WYNNFIELD SEC 23

About this home

17 WHITE HAVEN LANE

Look at this PRICE for a 2710 sq. ft. home built in 2020! This prestigious home caters to everyone. Mom gets luxurious Kitchen and Master bath, Dad gets 3rd car garage and shed (man cave)Fur babies and children get a totally privacy vinyl fenced yard to play and there is room to add pool. Parties and BBQ's on the covered porch allows those family gatherings. Separate Formal living room for home office, gym, crafts, pool table. The formal living room could be converted to a 4th bedroom for grandmom and pop. This home is loaded with upgrades. Huge foyer with a coat closet at the front door. This location is in the heart of Palm Coast. 5 Minutes to Pine Lakes Golf course built by Arnold Palmer offering clubhouse and community pool. Minutes to Schools, shopping, Drs. office, hospitals. 10 minutes to Recreation center to play Tennis and Pickleball and dog park. 20 minutes to the beach or ICW marina to launch your jet skis or boat. 30 Minutes to Historic St. Augustine and 30 minutes to Daytona International Raceway for race fans and Bike Week. Vacation at home! This home will not last at this price so make your appt today to tour this beauty. Nothing to do but kick off your shoes and ENJOY your new home!

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

2,710

Sqft

0.23 ac

Lot size

3

Garage

2020

Year built

One

Levels

$162

Per sqft

Negotiable

Inside

FlooringCarpet · Ceramic Tile · Luxury Vinyl
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorEating Space In Kitchen · High Ceilings · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Tray Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryLaundry Room
CoolingCentral Air
HeatingElectric · Heat Pump
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
FacesWest
ExteriorPrivate Entrance · Private Mailbox · Private Yard · Sliding Doors

Community & fees

Taxes (2025)$5,738/yr

Utilities & systems

UtilitiesPublic
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,417 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,584
FHA mortgage insurance (est.)$194
Property tax — 2025 actual bill$478
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $15,365Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $15,365
Interest rate6.00%
Loan term

Estimated payment

$3,417/mo

Principal & interest$2,584
FHA mortgage insurance (est.)$194
Property taxes (actual bill)$478
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $439K
$389KedgeAI estimate $418,721 · range $406K$431K$457K

vs edgeAI estimate

+4.8%

Days on market

0 vs 49 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Pine Lakes

Map of 17 WHITE HAVEN LANE inside its neighborhood boundary

Get to know Palm Coast. See the full Palm Coast guide →

Pine Lakes — neighborhood snapshot

Population

12,061

Median age

54

Median income

$75,387

Median home value

$315,200

Avg household

2

Households w/ children

868

For the school run

Flagler County School District

MiddleBuddy Taylor Middle School★★★★★
ElementaryRymfire Elementary School★★★★★
HighFlagler-Palm Coast High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Palm Coast market

Seller’s marketLeans seller4.6 months of inventoryBuyer’s market

$355K$361K

Palm Coast median sold, yr/yr

97.1%

Sale-to-list ratio (12 mo)

Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 29% above the PALM COAST 32164 median. See the full Palm Coast market guide →

Paper trail

This home's history

Aug 12, 2026Listed at $439,000 · 0 days on market since
2020Built · PALM COAST WYNNFIELD SEC 23

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

German Parra Tovar

Your agent

German Parra Tovar

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 17 WHITE HAVEN LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 17 WHITE HAVEN LANE — before you fall in love.

See it in person

Schedule a tour

Live availability from German's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

17 WHITE HAVEN LANE FAQs

What would the monthly payment be for 17 WHITE HAVEN LANE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,417/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 17 WHITE HAVEN LANE?+

The most recent tax bill on record (2025) was $5,738. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Palm Coast?+

At $439,000, this home is listed about 10% above the Palm Coast median of $399,000. The market section on this page shows how the area is trending.

Which schools are assigned to 17 WHITE HAVEN LANE?+

Buddy Taylor Middle School (middle), Rymfire Elementary School (elementary), Flagler-Palm Coast High School (high) — Flagler County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of REALTY EXECUTIVES OCEANSIDE · Louise Bubser. MLS #FC320551.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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