German Parra Tovar
$950,0004 bd3 ba3,359 sqft$283 /sqft$6,376 /mo all-in ↓

2505 CABBAGE HAMMOCK ROAD, ST AUGUSTINE, FL, 32092

Active0 days on marketListed Aug 9, 2026MLS #FC320355

Single Family ResidenceSOUTHWIND PLANTATION PH 1

About this home

2505 CABBAGE HAMMOCK ROAD

Better than new construction! Premium builder & owner upgrades are yours to enjoy in this immaculate Seda-built home on a private 1.6-acre lot. Step through the double doors at front entry way to find exceptional craftsmanship highlighted by elegant tray ceilings, smooth-finish walls, crown molding, & 5 1/4'' base trim throughout. The beautiful kitchen features a large island, expansive counter space, custom Birch cabinetry with 42'' uppers and soft close drawers, and high-end LG appliances. Everyday convenience is optimized by a dedicated drop-zone leading from the 3-car garage. The massive backyard offers a private sanctuary with ample room to design a custom pool or detached workshop. Valuable enhancements include upper & lower cabinetry in laundry room with clothes hanging rod, wainscoting in dining room, window blinds, comfort-height toilets, electric outlet for a future fireplace, seamless gutters, landscape edging, 10' x 12' storage shed, & an 8-zone irrigation system with a well. Designed for efficiency and low utility costs, the property is equipped with dual A/C units, a private septic system, & a full water filtration system w/ softener, aerator & reverse osmosis. For ultimate peace of mind, all appliances convey, an active termite bond is included, and the home features a built-in fire suppression system. Call today to schedule your appointment!

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

3,359

Sqft

1.6 ac

Lot size

3

Garage

2024

Year built

One

Levels

$283

Per sqft

Trees/Woods viewPets allowed

Inside

FlooringCarpet · Ceramic Tile
AppliancesConvection Oven · Dishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Range Hood · Refrigerator · Washer · Water Filtration System · Water Softener
InteriorChair Rail · Crown Molding · High Ceilings · Thermostat · Tray Ceiling(s) · Window Treatments
LaundryInside
CoolingCentral Air
HeatingElectric

Outside & construction

RoofShingle
ConstructionCement Siding
FoundationSlab
ViewTrees/Woods
FacesEast
ExteriorIrrigation System · Private Mailbox · Rain Gutters · Shade Shutter(s)

Community & fees

HOA fee$42/mo
Taxes (2025)$8,301/yr
PetsYes

Utilities & systems

UtilitiesElectricity Connected · Sprinkler Well
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$6,376 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$5,126
PMI (est., until 20% equity)$356
Property tax — 2025 actual bill$692
HOA fee — from the listing$42
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $95,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $95,000
Interest rate6.00%
Loan term

Estimated payment

$6,376/mo

Principal & interest$5,126
PMI (est., until 20% equity)$356
Property taxes (actual bill)$692
HOA / condo fee$42
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside St Augustine

Map of 2505 CABBAGE HAMMOCK ROAD

Get to know St Augustine. See the full St Augustine guide →

ST AUGUSTINE 32092 — neighborhood snapshot

Population

48,288

Median age

41.4

Median income

$122,655

Median home value

$464,800

Avg household

2.87

Households w/ children

6,787

For the school run

St. Johns County School District

ElementaryPalencia Elementary School★★★★
HighAllen D Nease Senior High School★★★★★
HighFirst Coast Technical College
Mky- Head Start /Dpp Pk School

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Augustine market

Seller’s marketSeller’s market2.5 months of inventoryBuyer’s market

$450K$398K

St Augustine median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

Median sold price, St Augustine, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 98% above the ST AUGUSTINE 32092 median. See the full St Augustine market guide →

Paper trail

This home's history

Aug 9, 2026Listed at $950,000 · 0 days on market since
2024Built · SOUTHWIND PLANTATION PH 1

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

German Parra Tovar

Your agent

German Parra Tovar

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 2505 CABBAGE HAMMOCK ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2505 CABBAGE HAMMOCK ROAD — before you fall in love.

See it in person

Schedule a tour

Live availability from German's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

2505 CABBAGE HAMMOCK ROAD FAQs

What would the monthly payment be for 2505 CABBAGE HAMMOCK ROAD?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,376/mo — principal and interest, the actual property-tax bill, the $42/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 2505 CABBAGE HAMMOCK ROAD?+

The association fee works out to $42 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 2505 CABBAGE HAMMOCK ROAD?+

The most recent tax bill on record (2025) was $8,301. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2505 CABBAGE HAMMOCK ROAD?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in St Augustine?+

At $950,000, this home is listed about 121% above the St Augustine median of $430,000. The market section on this page shows how the area is trending.

Which schools are assigned to 2505 CABBAGE HAMMOCK ROAD?+

Palencia Elementary School (elementary), Allen D Nease Senior High School (high), First Coast Technical College (high), Mky- Head Start /Dpp Pk School () — St. Johns County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$950,000 runs 98% above the ST AUGUSTINE 32092 median — but at 3,359 sqft it's also nearly twice the size of the typical St Augustine listing.

02Trees/Woods views

The trees/woods view is part of what you're buying — views hold value independently of the structure.

03Fresh on the market

Listed today in a St Augustine market that averages 35 — if it fits, move quickly.

04Strong assigned schools

Palencia Elementary School, Allen D Nease Senior High School, First Coast Technical College, Mky- Head Start /Dpp Pk School — Palencia Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of IHEART REALTY INC. · John Lawrence. MLS #FC320355.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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