, BAL HARBOUR, FL, 33154
Active27 days on marketListed Jul 8, 2026MLS #A12050134
About this home
Experience resort-style living at Harbour House, nestled on Bal Harbour pristine beach. Featuring Fully Furnished 2 bedrooms and 2 baths (with the second bedroom convertible). The living area has a neutral porcelain tile. The master has walk in closet. Assigned parking space with valet parking. Enjoy PRIVATE BEACH ACCESS, Beautiful pool & fantastic state of the art. Amenities; billiards room, convenient Market & Cafe, full-service fitness center and spa., poolside bar and grill, gorgeously landscaped pool deck with beach beds, 24 hour valet parking, controlled access, 24-hour. MIN RENT 6 MONTHS.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,056
Sqft
1
Garage
1964
Year built
$5
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$200 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$200/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Bal Harbour actives
$5 vs $1,254
Days on market
27 vs 119 typical
Where $5/sqft sits among the 117 Bal Harbour actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bal Harbour
Get to know Bal Harbour. See the full Bal Harbour guide →
BAL HARBOUR 33154 — neighborhood snapshot
Population
14,435
Median age
40.9
Median income
$87,806
Median home value
$741,400
Avg household
2.58
Households w/ children
1,804
For the school run
Dade County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bal Harbour market
$1.8M → $4.0M
Bal Harbour median sold, yr/yr
92.5%
Sale-to-list ratio (12 mo)
6 of 117
Bal Harbour actives have cut their price
This home is listed 98% below the BAL HARBOUR 33154 median. See the full Bal Harbour market guide →
Paper trail
This home's history
Reality check
What actually sold near
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$1,135,000
10275 Collins Ave # 219, Bal Harbour FL 33154 · same community
2 bd · 2 ba · 1,056 sqft · $1,075/sqft · 100 DOM
Sold · Nov ’25$575,000
9273 Collins Ave # 703, Surfside FL 33154
2 bd · 2 ba · 1,024 sqft · $562/sqft · 22 DOM
Sold · Sep ’25$610,000
9273 Collins Ave # 706, Surfside FL 33154
2 bd · 2 ba · 1,024 sqft · $596/sqft · 51 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
German Parra Tovar
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for — before you fall in love.
See it in person
Schedule a tour
Live availability from German's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
FAQs
What would the monthly payment be for ?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $200/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at ?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Bal Harbour?+
At $5,500, this home is listed about 100% below the Bal Harbour median of $2,974,500. The market section on this page shows how the area is trending.
Which schools are assigned to ?+
Ruth K. Broad Bay Harbor K-8 Center (elementary), Miami Beach Nautilus Middle School (middle), Miami Beach Senior High School (high), District Instructional Center (Dic) (), Instructional Center System Wide (), Title I Migrant Education Program () — Dade County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the BAL HARBOUR 33154 market on paper
$5,500 is 98% below the BAL HARBOUR 33154 median of $349,000, and at $5/sqft it sits under the Bal Harbour average of $1,691.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Ruth K. Broad Bay Harbor K-8 Center, Miami Beach Nautilus Middle School, Miami Beach Senior High School, District Instructional Center (Dic), Instructional Center System Wide, Title I Migrant Education Program — Ruth K. Broad Bay Harbor K-8 Center rates 5 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of Urdapilleta Real Estate, LLC · Mariana Lafuente. MLS #A12050134.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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